The moment you register a vehicle, you will want to look at auto insurance. You never know what could happen on the roads, and you want to be ready for it all. With some help from our agents at Massabni Insurance & Financial, Inc., you can get a policy that offers the kind of coverage you need.
Auto Insurance Requirements
Have you thought about what auto insurance is required? Many states will require you to maintain proof of insurance at all times. They mandate minimum levels of liability coverage for both property damage and bodily injury. Then, you can choose to add more coverage to that, should you desire.
Before you assume that you’re covered if you adhere to state requirements, consider if you have a lease or if you’re still making payments on your vehicle. A lienholder may require collision and comprehensive coverage, too. It will better protect their investment against anything that could happen, including damage when you’re not behind the wheel.
Additionally, if there is no lienholder dictating comprehensive and collision coverage, you will still want to explore adding it to your policy. It can offer you more benefits – and one of our agents will be happy to talk to you about how it can save you money in the event of an accident on (or off) the road.
How Auto Insurance is Calculated
Understanding how auto insurance is calculated can help to save you money. There are a few things insurance companies look at:
- Type of vehicle you drive
- Safety features
- Driving history
- Where you live
- How far you drive on a regular basis
It’s always a good idea to get quotes from multiple insurance companies, and our independent agents can help with this.
Start shopping for an auto insurance policy today. Call us at Massabni Insurance & Financial, Inc. so that one of our agents can guide you through the entire process.